Out Of Area Protection Plan

Coverage for life, with worldwide protection.

When death occurs 75 miles or more from your legal residence, the deceased can be returned from anywhere in the world.

Services include:

Coordinating with a selected, licensed funeral home to receive and care for the deceased
Handling the required preparation before transportation, including embalming or cremation when legally required for transport
Arranging transportation to the chosen licensed receiving funeral home
Providing updates throughout the transportation process
Supplying the necessary paperwork, including customs documentation and any required diplomatic documents
No claim forms
No deductibles
No age restrictions
No health questions
No dollar limit on transportation expenses

Important Details

Your primary residence must be located in the continental United States, and you must live there for at least 180 days each year.
If the Sepio Guard Service Agreement is purchased while you are away from your primary residence, coverage will begin once you return home.
If you are paying for the agreement over 12 months and pass away before the balance is paid, the remaining payments will be waived and the full benefit will still apply.
If a funeral home has not been chosen before death, we will help your family select one.
Coverage is connected to the terms of the agreement and begins only once eligibility requirements are met.
Families receive guidance during the funeral home selection and transportation process.
You may cancel the agreement within 30 days of signing and receive a full refund.